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Home > Personal Banking > Loans > Home Equity Loans
  • Home Equity Loans

    Take advantage of the equity in your house to complete a special project, consolidate debt or more.

    Act Now!

    Call us today at 660.596.7680 for more information.

    A Home Equity Loan or Lines, also known as a second mortgage, is a type of loan where you use the equity in your home as collateral. Many times, these loans are used to pay for things like:

    • Home Improvements
    • Debt Consolidation
    • New Car Financing
    • College Education
    • Home Remodeling

    Benefits of Home Equity Loans:

    • Can provide a great solution to get cash needed for a one-time need
    • The interest rate on a home-equity loan is lower than credit cards
    • Interest paid on may be tax deductible*
    • Fixed monthly payments

    Benefits of Home Equity Line of Credit:

    • You have the option to receive cash all at once but also have the flexibility to use your line of credit anytime for any expense
    • Flexible payment options
    • Interest paid may be tax deductible*
    • The interest rate is lower than credit cards

    *Consult a tax advisor regarding the deductibility of interest

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